MARKET PULSE

Daily market pricing insight,
built for decision-makers
Market Pulse combines daily Price Comparison Website quote data with Pebbles’ proprietary data products to generate an interactive dashboard of 1 million customised quotes, showing how market premiums are moving across the segments that matter to you.
It's built for pricing, underwriting and commercial teams who need to react to market change, hit budget and GWP targets, or explain the variance.
Market Pulse goes beyond small risk baskets and delayed snapshots, using machine learning to track how pricing shifts across segments and over time.
It cuts through market noise to give pricing leaders clear, actionable insight. Supporting better trading decisions, tighter budget control, and a stronger narrative on conversion, GWP, and portfolio performance for boards and investors.
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REAL
COMPETITIVE
ADVANTAGE
A clearer view of your own position — Compare your pricing against the market daily, to identify trends and market movements, and deliver positive customer outcomes.
See market prices by segment — Understand market premium trends by up to 50 common rating factors and understand the makeup of your competitive footprint.
Support better pricing and trading decisions — Use enriched market data to inform model changes, optimisation work and day-to-day commercial decisions.
Explain change, not just see it — Track how premiums evolve over time so you can see what’s driving shifts in conversion, AWP and GWP, and decide whether to act or explain the variance.
Built to work from day one — Delivered as a clean, interactive dashboard of 1 million customised quotes, showing how market premiums are moving across the segments that matter to you.
Stop guessing what the market is doing. Start measuring it daily.
I engaged Pebbles to conduct a review of pricing and underwriting capabilities.
The brief was specific to pricing and underwriting, and they delivered the objectives to a tight timetable.
Throughout the whole process Dan and Sherdin listened to us and kept to the brief. They kept an open mind and were very transparent and honest in their thinking and working.
They outlined their opinions on best practices and gave clear examples of where we stood relative to their view which enabled us to prioritise and invest in the required areas.
Nika Lee
Chief Underwriting Officer
We needed some extra support to get our new rating structure built, Pebbles listened to our needs and provided the right level of support and applied the necessary diligence in improving data and building the burning cost models.

Great to work with a firm that does what's been agreed without fuss.
Justin Clarke
Chief Underwriting Officer
I asked Pebbles to rebuild our Home insurance optimisation algorithms. Their collaborative approach, led to an easy integration across my teams, and delivered the project within the expected timescales, budgets. Generating significant benefit uplift across multiple metrics
Jon Wilshire
Chief Underwriting Officer
Sherdin provided interim support running the UK Retail pricing team covering all of personal, commercial (SME) lines. Alongside this he developed the business case,  and initial design for a new rating engine. During his time with us, he developed the team skills, supported our recruitment drive, and successfully supported the tender of a number of new and existing schemes. His contribution and willingness to get  involved has made him a trusted advisor, providing leadership support to me and the rest of the team
Hannah Wilde
Head of Portfolio
Underwriting and Pricing

Explore our products

DATA PRODUCTS

Precise, quality data for all pricing models.
Better inputs, simpler models, stronger pricing decisions. Clean, granular enrichment designed to strengthen models and free teams from data preparation.
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MARKET PULSE

Know exactly what the market is doing, every day.
Daily market pricing insight, powered by PCW quote data, to help pricing and underwriting teams act earlier and explain change.
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ADVISORY SERVICES

Experienced pricing support that delivers.
Practical advisory work across pricing, underwriting, product and commercial decision-making, delivered by seasoned professionals.
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