Clean, granular pricing data - Motor vehicle and postcode files, and Home postcode files all cleaned, curated and ready for immediate use in pricing models.

Engineered features and scores - Machine‑learning‑driven Pebbles Peril Risk Scores and Market Premium Scores for each postcode and vehicle, giving you stronger predictive signal and trading insight.

Time back for the work that matters - Free your team from data wrangling so they can focus on building, testing and deploying models that improve loss ratio and COR.

Pricing architecture and modelling - End‑to‑end pricing frameworks, optimisation and model development aligned with your strategy and appetite.

Embedded practitioners - Interim support from experienced pricing leaders who deliver outcomes while upskilling your team.

Strategy, product and execution - From underwriting reviews and new product launches to ongoing trading support across your chosen segments.

Daily market view - Daily PCW data, combined with Pebbles data science capabilities and data products, gives you clarity on market premium trends specific to your customer base and allows you to react with confidence.

Segment analysis - Analyse market premium trends by up to 50 common rating factors and understand the makeup of your competitive footprint, supporting better pricing and trading decisions.

Understand and anticipate - Monitor premium trends to forecast premium inflation for your customer base, and assess the impact of a proposed rate change before implementation.